Win at Online Baccarat Using Flat Betting

Baccarat is one of the most straightforward and profitable casino card games. There are rules, but the dealer handles all of the gameplay. A player only has one decision to make, and that’s before the deal. There are strategies, but they don’t have to be complicated either.

That’s where the flat bet system comes in. This type of wagering is a simple way to play a game session, and it is easy on your pocketbook if you play it right. You may be wondering how to win at baccarat using flat betting.

Keep reading to learn more about this betting system and how it can increase your odds of winning.

How Flat Betting Works in Baccarat

The first thing is to make sure you understand the three main bets:

• Banker (house edge ~1.06%)
• Player (house edge ~1.24%)
• Tie (house edge ~14.36% — avoid it)

As explained above, in baccarat, Flat betting simply means:

• No doubling, chasing, or martingale strategies.
• You choose a consistent bet size (e.g., $10) and never change it.
• You keep placing the same wager whether you win or lose.

This is an example of how flat betting would work:

Hand 1: Bet $10 on Banker → Win → Profit +$9.50 (after 5% commission)

Hand 2: Bet $10 on Banker again → Lose → Net change -$10

Hand 3: Bet $10 on Banker again → Win → Profit +$9.50

How to Win at Baccarat Using Flat Betting

These are four tips to follow to increase your chances to win at baccarat using flat betting.

1. Always Bet on the Banker
   Now you may ask: How can something so easy work so well? The answer is in the math. Long ago, experts calculated that a bet on the banker is the best of the three (banker, player, tie) bet choices in baccarat. So you bet banker to start.
   
   And because you do not vary bets with the flat betting strategy, you don’t experience wild swings in your bankroll. Therefore you don’t risk running out of money or reaching a table bet limit that doesn’t allow you to play out your system.
2. Set Win and Loss Limits
   Since baccarat is a high-variance game with many ups and downs, it’s important to set clear boundaries. Why does this matter for flat betting?
   
   Flat betting won’t recover losses quickly, so having firm stopping points prevents you from slipping into a slow grind-down of your bankroll. Additionally, reaching small, consistent wins over several sessions is more sustainable than trying to hit one big score.
3. Ignore Patterns
   Patterns (“roads” like big road, small road, etc.) are fun but random. With flat betting, you don’t chase perceived patterns. Chasing patterns can cause you to break discipline and change bet sizes impulsively, defeating the purpose of a flat betting system.
   
   By ignoring the noise and sticking to your strategy, you maintain emotional control and protect your bankroll.
4. Manage Your Bankroll Carefully
   A proper bankroll gives you the stamina to survive the natural swings in baccarat without panicking.
   
   Flat betting doesn’t have aggressive recovery mechanisms like doubling bets, so you need enough funds to allow the law of averages to work in your favor over time. For $10 bets, a $300-$500 bankroll is healthy for several sessions.
5. Focus on Time Played, Now Hands Won
   The longer you play baccarat, the closer your results will align with the house edge, and the house edge always favors the casino eventually.
   
   Flat betting is slow and steady, but it doesn’t reverse the house edge. So if you stay at the table for too many hands, the probability will slowly erode your winnings or bankroll. Keep sessions short (e.g., 30-45 minutes).
   

Flat Betting vs. Other Baccarat Betting Systems

The flat bet is easy because you are always betting the same amount. Other systems vary your wagers.

• With the Martingale method, you double your bet after each loss and return to the original one with a win.
• The Paroli system calls for doubling up on each win until you win three straight.
• And the Fibonacci system is an even more complex series of progressions and regressions in betting.

So the other systems keep you on your toes, but they can trap you into dead-end streaks. You need to pay close attention with these other systems because a few slips can blow the system. Also, they require a big bankroll and awareness of table game limits.

Pros and Cons of Using Flat Betting in Baccarat

Flat betting is a straightforward and disciplined strategy to play baccarat, perfect for players who value consistency and bankroll management over chasing huge wins.

Like any strategy, it comes with its own advantages and drawbacks. Here’s a closer look at the main pros and cons to help you decide if flat betting fits your playing style.

A Leisure Baccarat Betting System that Wins

Most card games are about serious choices. And most winning strategies are about switching bets. Flat betting in baccarat requires neither. As you can see, you can increase your odds of winning at baccarat using flat betting.

In effect, you sit back and watch cards come out and money move. Try it for a few sessions and discover the advantages of wagering the same amount on every turn.